

<!-- Generated by Fujitsu Interstage XWand B0160 -->
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        <link:definition>0020 - Statement - CONSOLIDATED BALANCE SHEETS</link:definition>
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        <link:definition>0025 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>0010 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/CashFlows" id="CashFlows">
        <link:definition>0040 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>9999 - Document - Document and Entity Information</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>0030 - Statement - CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureOrganization" id="DisclosureOrganization">
        <link:definition>1010 - Disclosure - ORGANIZATION</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureSignificantAccountingPolicies" id="DisclosureSignificantAccountingPolicies">
        <link:definition>1020 - Disclosure - SIGNIFICANT ACCOUNTING POLICIES</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureStockBasedCompensation" id="DisclosureStockBasedCompensation">
        <link:definition>8000 - Disclosure - STOCK-BASED COMPENSATION</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureGoodwillAndIntangibleAssets" id="DisclosureGoodwillAndIntangibleAssets">
        <link:definition>1030 - Disclosure - GOODWILL AND INTANGIBLE ASSETS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosurePropertyAndEquipment" id="DisclosurePropertyAndEquipment">
        <link:definition>1040 - Disclosure - PROPERTY AND EQUIPMENT</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureAccruedExpensesAndOtherCurrentLiabilities" id="DisclosureAccruedExpensesAndOtherCurrentLiabilities">
        <link:definition>1050 - Disclosure - ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureWarehouseLinesOfCredit" id="DisclosureWarehouseLinesOfCredit">
        <link:definition>8070 - Disclosure - WAREHOUSE LINES OF CREDIT</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureSegmentInformation" id="DisclosureSegmentInformation">
        <link:definition>8080 - Disclosure - SEGMENT INFORMATION</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureEarningsPerShare" id="DisclosureEarningsPerShare">
        <link:definition>8010 - Disclosure - EARNINGS PER SHARE</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureFairValueMeasurements" id="DisclosureFairValueMeasurements">
        <link:definition>8100 - Disclosure - FAIR VALUE MEASUREMENTS</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureOriginationAndSaleOfLoansLoansHeldForSaleAndLoanLossObligations" id="DisclosureOriginationAndSaleOfLoansLoansHeldForSaleAndLoanLossObligations">
        <link:definition>8110 - Disclosure - ORIGINATION AND SALE OF LOANS, LOANS HELD FOR SALE AND LOAN LOSS OBLIGATIONS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureIncomeTaxes" id="DisclosureIncomeTaxes">
        <link:definition>1080 - Disclosure - INCOME TAXES</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureSupplementalCashFlowInformation" id="DisclosureSupplementalCashFlowInformation">
        <link:definition>8020 - Disclosure - SUPPLEMENTAL CASH FLOW INFORMATION</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureCommitments" id="DisclosureCommitments">
        <link:definition>8030 - Disclosure - COMMITMENTS</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.tree.com/role/DisclosureContingencies" id="DisclosureContingencies">
        <link:definition>1090 - Disclosure - CONTINGENCIES</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureRelatedPartyTransactions" id="DisclosureRelatedPartyTransactions">
        <link:definition>8040 - Disclosure - RELATED PARTY TRANSACTIONS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureBenefitPlans" id="DisclosureBenefitPlans">
        <link:definition>8050 - Disclosure - BENEFIT PLANS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureRestructuringExpense" id="DisclosureRestructuringExpense">
        <link:definition>1100 - Disclosure - RESTRUCTURING EXPENSE</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureQuarterlyResults" id="DisclosureQuarterlyResults">
        <link:definition>8060 - Disclosure - QUARTERLY RESULTS (UNAUDITED)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureEarningsPerShareAndStockBasedCompensation" id="DisclosureEarningsPerShareAndStockBasedCompensation">
        <link:definition>1070 - Disclosure - EARNINGS PER SHARE AND STOCK-BASED COMPENSATION</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureDiscontinuedOperations" id="DisclosureDiscontinuedOperations">
        <link:definition>1060 - Disclosure - DISCONTINUED OPERATIONS</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/DisclosureSubsequentEvents" id="DisclosureSubsequentEvents">
        <link:definition>8090 - Disclosure - SUBSEQUENT EVENTS</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.tree.com/role/StatementOfStockholdersEquityCalc2" id="StatementOfStockholdersEquityCalc2">
        <link:definition>0031 - Statement - CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY Calc 2</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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  <xsd:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
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  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xsd:import namespace="http://fasb.org/us-roles/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-roles-2011-01-31.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
  <xsd:import namespace="http://fasb.org/us-types/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-types-2011-01-31.xsd"/>
  <xsd:import namespace="http://fasb.org/us-gaap/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd"/>
  <xsd:import namespace="http://xbrl.sec.gov/dei/2011-01-31" schemaLocation="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd"/>
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
  <xsd:element name="ExchangesAndOtherRevenue" id="tree_ExchangesAndOtherRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element name="RealEstateLoansCost" id="tree_RealEstateLoansCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="ExchangesAndOtherCost" id="tree_ExchangesAndOtherCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="LossOnImpairedLoansNotSold" id="tree_LossOnImpairedLoansNotSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element name="IncreaseDecreaseInAccountsPayableAndOtherCurrentLiabilities" id="tree_IncreaseDecreaseInAccountsPayableAndOtherCurrentLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element name="CommitmentsDisclosureAbstract" id="tree_CommitmentsDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
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  <xsd:element name="EarningsPerShareAndCompensationRelatedCostsShareBasedPaymentsTextBlock" id="tree_EarningsPerShareAndCompensationRelatedCostsShareBasedPaymentsTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <xsd:element name="IncomeLossFromDiscontinuedOperationsNetOfApplicableTaxes" id="tree_IncomeLossFromDiscontinuedOperationsNetOfApplicableTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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