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  <xsd:element id="tree_LineofCreditFacilityLetterofCreditParticipationFeePercentage" name="LineofCreditFacilityLetterofCreditParticipationFeePercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_LitigationbondsMember" name="LitigationbondsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_LoanLossObligationsPolicyPolicyTextBlock" name="LoanLossObligationsPolicyPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_LossContingenciesNumberOfLoansSoldWithLosses" name="LossContingenciesNumberOfLoansSoldWithLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="tree_LossContingenciesNumberofLoansSoldtooneinvestor" name="LossContingenciesNumberofLoansSoldtooneinvestor" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_LossContingenciesOriginalPrincipalBalance" name="LossContingenciesOriginalPrincipalBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="tree_LossContingenciesPercentageoftheOriginalLoanIssueBalance" name="LossContingenciesPercentageoftheOriginalLoanIssueBalance" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_LossContingenciesSettlementNumberOfBuyersOfPreviouslyPurchasedLimitedDocumentationLoans" name="LossContingenciesSettlementNumberOfBuyersOfPreviouslyPurchasedLimitedDocumentationLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_LossContingencyAccrualCarryingValueChargeOffs" name="LossContingencyAccrualCarryingValueChargeOffs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="tree_LossContingencyNumberofPatentsFoundNotInfringedUpon" name="LossContingencyNumberofPatentsFoundNotInfringedUpon" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="tree_LossContingencySettlementValue" name="LossContingencySettlementValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_MortgageProductsMember" name="MortgageProductsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_NonmortgageProductsMember" name="NonmortgageProductsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_NumberOfJoiningRegulators" name="NumberOfJoiningRegulators" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_NumberOfMajorCustomers" name="NumberOfMajorCustomers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_NumberofLoanOriginators" name="NumberofLoanOriginators" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_NumberofPatentsInfringed" name="NumberofPatentsInfringed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_OtherRestrictedCashAndCashEquivalentsMember" name="OtherRestrictedCashAndCashEquivalentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_Proceedsfromequityofferingfinancingactivities" name="Proceedsfromequityofferingfinancingactivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_QuarterlyFinancialInformationAbstract" name="QuarterlyFinancialInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_ResidentialFundingCo.vHomeLoanCenterMember" name="ResidentialFundingCo.vHomeLoanCenterMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_ScheduleOfActivityInLossReservesOnLoansSoldTableTextBlock" name="ScheduleOfActivityInLossReservesOnLoansSoldTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsIncomeStatementTableTextBlock" name="ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsIncomeStatementTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_ScheduleOfPropertyPlantAndEquipmentComponentsTableTextBlock" name="ScheduleOfPropertyPlantAndEquipmentComponentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfActivePlans" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfActivePlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationTerm" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_StockIssueDuringPeriodOfStockOptionAndRestrictedStockNetSharesOfUnits" name="StockIssueDuringPeriodOfStockOptionAndRestrictedStockNetSharesOfUnits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_StockIssueDuringPeriodOfStockOptionAndRestrictedStockNetValueOfUnits" name="StockIssueDuringPeriodOfStockOptionAndRestrictedStockNetValueOfUnits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="tree_SwinglineFacilityMember" name="SwinglineFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="tree_TaxDeductionsinExcessofWindfallTaxBenefitsIncludedinFederalNetOperatingLossCarryforward" name="TaxDeductionsinExcessofWindfallTaxBenefitsIncludedinFederalNetOperatingLossCarryforward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="tree_UnrecognizedTaxBenefitsIncludingInterest" name="UnrecognizedTaxBenefitsIncludingInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="tree_UnrecognizedTaxBenefitsInterestExpenseAndInterestAccruedAbstract" name="UnrecognizedTaxBenefitsInterestExpenseAndInterestAccruedAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
</xsd:schema>