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  <xs:element id="tree_UnrecognizedTaxBenefitsIncludingInterest" abstract="false" name="UnrecognizedTaxBenefitsIncludingInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_Tranche2Member" abstract="true" name="Tranche2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsIncomeStatementTableTextBlock" abstract="false" name="ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsIncomeStatementTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tree_OtherProductsAndServicesMember" abstract="true" name="OtherProductsAndServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DefinedContributionPlanEmployeeContributionsOfPretaxBaseSalaryApproximateStatutoryLimit" abstract="false" name="DefinedContributionPlanEmployeeContributionsOfPretaxBaseSalaryApproximateStatutoryLimit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_AdjustmentstoAdditionalPaidinCapitalWarrantTransactions" abstract="false" name="AdjustmentstoAdditionalPaidinCapitalWarrantTransactions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_CreditAgreementPotentialAdditionalBorrowingCapacity" abstract="false" name="CreditAgreementPotentialAdditionalBorrowingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_CreditAgreementRatioofDebttoEBITDA" abstract="false" name="CreditAgreementRatioofDebttoEBITDA" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="tree_HostingArrangementServiceContractPolicyPolicyTextBlock" abstract="false" name="HostingArrangementServiceContractPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodExercisePricePremium" abstract="false" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodExercisePricePremium" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_ValuePenguinMember" abstract="true" name="ValuePenguinMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DeferredTaxAssetInterestLimitation" abstract="false" name="DeferredTaxAssetInterestLimitation" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_SnapCapMember" abstract="true" name="SnapCapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_NumberofSharesCoveredbytheHedgeTransactions" abstract="false" name="NumberofSharesCoveredbytheHedgeTransactions" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="tree_LineOfCreditFacilityCapacityAvailableForGeneralCorporatePurchases" abstract="false" name="LineOfCreditFacilityCapacityAvailableForGeneralCorporatePurchases" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_LineofCreditFacilityLetterofCreditParticipationFeePercentage" abstract="false" name="LineofCreditFacilityLetterofCreditParticipationFeePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_DebtInstrumentRepurchasedAmountAccruedInterest" abstract="false" name="DebtInstrumentRepurchasedAmountAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_RatioofDebttoEBITDA" abstract="false" name="RatioofDebttoEBITDA" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="tree_Debtissuancecostsliabilitycomponent" abstract="false" name="Debtissuancecostsliabilitycomponent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_A2020WarrantsMember" abstract="true" name="A2020WarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_CharitableContribution" abstract="false" name="CharitableContribution" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_DebtInstrumentCovenantBorrowingCapacityThreshold" abstract="false" name="DebtInstrumentCovenantBorrowingCapacityThreshold" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_HostingArrangementDomain" abstract="true" name="HostingArrangementDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_GrossDeferredTaxAssetsNetofValuationAllowance" abstract="false" name="GrossDeferredTaxAssetsNetofValuationAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_OvationMember" abstract="true" name="OvationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_TrancheFourMember" abstract="true" name="TrancheFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_CommitmentsRelatedToPerformanceOnDemandTableTextBlock" abstract="false" name="CommitmentsRelatedToPerformanceOnDemandTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tree_A2022ConvertibleNotesMember" abstract="true" name="A2022ConvertibleNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_PersonalLoansMember" abstract="true" name="PersonalLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tree_A2017WarrantsMember" abstract="true" name="A2017WarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_HostingArrangementAxis" abstract="true" name="HostingArrangementAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="tree_MarketBasedRestrictedStockMember" abstract="true" name="MarketBasedRestrictedStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountRate" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_AdjustmentstoAdditionalPaidinCapitalRepurchaseofConvertibleDebt" abstract="false" name="AdjustmentstoAdditionalPaidinCapitalRepurchaseofConvertibleDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ProceedsAndExcessTaxBenefitFromSharebasedCompensationFederal" abstract="false" name="ProceedsAndExcessTaxBenefitFromSharebasedCompensationFederal" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_DefinedContributionPlanEmployerMatchingContributionVestedPercent" abstract="false" name="DefinedContributionPlanEmployerMatchingContributionVestedPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_AmendedRevolvingCreditFacilityMember" abstract="true" name="AmendedRevolvingCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_LossContingencyNumberOfLoanOriginators" abstract="false" name="LossContingencyNumberOfLoanOriginators" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfTargetNumberOfShares" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfTargetNumberOfShares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_ServicePeriodOneMember" abstract="true" name="ServicePeriodOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_Debtissuancecostsequitycomponent" abstract="false" name="Debtissuancecostsequitycomponent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_DeferredTaxLiabilityOperatingLease" abstract="false" name="DeferredTaxLiabilityOperatingLease" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_IncomeStatementAndStatementOfComprehensiveIncomeAbstract" abstract="true" name="IncomeStatementAndStatementOfComprehensiveIncomeAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tree_ServicePeriodTwoMember" abstract="true" name="ServicePeriodTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ResCapMember" abstract="true" name="ResCapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_LesseeOperatingLeasesSupplementalCashFlowInformationandNoncashActivityTableTableTextBlock" abstract="false" name="LesseeOperatingLeasesSupplementalCashFlowInformationandNoncashActivityTableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tree_LineofCreditFacilityCollateralPercentofVotingEquity" abstract="false" name="LineofCreditFacilityCollateralPercentofVotingEquity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsPostExerciseHoldingRequirement" abstract="false" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsPostExerciseHoldingRequirement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tree_LesseeOperatingLeaseNumberOfRenewalOptions" abstract="false" name="LesseeOperatingLeaseNumberOfRenewalOptions" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="tree_LehmanBrothersHoldingsInc.v.LendingTreeLLCMember" abstract="true" name="LehmanBrothersHoldingsInc.v.LendingTreeLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfActivePlans" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfActivePlans" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="tree_LendingTreeLoansMember" abstract="true" name="LendingTreeLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ExcessTaxBenefitOnStockCompensationIncomeTaxExpenseBenefit" abstract="false" name="ExcessTaxBenefitOnStockCompensationIncomeTaxExpenseBenefit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_CommitmentExpirationRelatedToPerformanceAndCompletionOfContractDueWithinThreeAndFifthYear" abstract="false" name="CommitmentExpirationRelatedToPerformanceAndCompletionOfContractDueWithinThreeAndFifthYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_InsuranceSegmentMember" abstract="true" name="InsuranceSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_IncreaseDecreaseInAccountsPayableAndOtherCurrentLiabilities" abstract="false" name="IncreaseDecreaseInAccountsPayableAndOtherCurrentLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ROUassetamortizationoffsetbychangeinoperatingleaseliabilities" abstract="false" name="ROUassetamortizationoffsetbychangeinoperatingleaseliabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_DamagesMember" abstract="true" name="DamagesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_CommitmentExpirationRelatedToPerformanceAndCompletionOfContractsWithinOneYear" abstract="false" name="CommitmentExpirationRelatedToPerformanceAndCompletionOfContractsWithinOneYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_StashFinancialInc.Member" abstract="true" name="StashFinancialInc.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_NetproceedsfromtheConvertibleNotesusedtopayforthecostoftheConvertibleNoteHedge" abstract="false" name="NetproceedsfromtheConvertibleNotesusedtopayforthecostoftheConvertibleNoteHedge" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_HomeLoanCenterInc.Member" abstract="true" name="HomeLoanCenterInc.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_IncreaseDecreaseInCapitalExpendituresIncurredButNotYetPaid" abstract="false" name="IncreaseDecreaseInCapitalExpendituresIncurredButNotYetPaid" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardPurchasePeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPurchasePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tree_BusinessCombinationContingentConsiderationArrangementsAfterTaxContingentConsiderationExpense" abstract="false" name="BusinessCombinationContingentConsiderationArrangementsAfterTaxContingentConsiderationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ConsumerSegmentMember" abstract="true" name="ConsumerSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_Tranche7Member" abstract="true" name="Tranche7Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DebtConversionNumberofSharesofCommonStockConvertibleper1000ofPrincipalNotes" abstract="false" name="DebtConversionNumberofSharesofCommonStockConvertibleper1000ofPrincipalNotes" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="tree_DefinedContributionPlanEmployeeContributionLimitPercentageOfCompensation" abstract="false" name="DefinedContributionPlanEmployeeContributionLimitPercentageOfCompensation" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedWorkingCapital" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedWorkingCapital" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_CommitmentExpirationRelatedToPerformanceAndCompletionOfContractsDueWithinSecondAndThirdYear" abstract="false" name="CommitmentExpirationRelatedToPerformanceAndCompletionOfContractsDueWithinSecondAndThirdYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_AdjustmentstoAdditionalPaidinCapitalEntryintoConvertibleNoteHedgeTransactions" abstract="false" name="AdjustmentstoAdditionalPaidinCapitalEntryintoConvertibleNoteHedgeTransactions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_QuoteWizardMember" abstract="true" name="QuoteWizardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_LineofCreditFacilityCollateralPercentofNonVotingEquity" abstract="false" name="LineofCreditFacilityCollateralPercentofNonVotingEquity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_PerformanceBasedRestrictedStockMember" abstract="true" name="PerformanceBasedRestrictedStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DefinedContributionPlanRequisiteServicePeriodForEmployerMatchingContribution" abstract="false" name="DefinedContributionPlanRequisiteServicePeriodForEmployerMatchingContribution" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tree_Premiumofwarrantstrikepriceoversalespriceofcommonstock" abstract="false" name="Premiumofwarrantstrikepriceoversalespriceofcommonstock" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_LineofCreditFacilityLetterofCreditFrontingFeePercentage" abstract="false" name="LineofCreditFacilityLetterofCreditFrontingFeePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_A2025NotesUnder13dayPurchaseOptionMember" abstract="true" name="A2025NotesUnder13dayPurchaseOptionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DelayedDrawTermLoanMember" abstract="true" name="DelayedDrawTermLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_OtherConsumerMember" abstract="true" name="OtherConsumerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tree_EffectiveIncomeTaxRateReconciliationUncertainTaxPositionsAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationUncertainTaxPositionsAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ComputerEquipmentandCapitalizedSoftwareMember" abstract="true" name="ComputerEquipmentandCapitalizedSoftwareMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tree_Tranche6Member" abstract="true" name="Tranche6Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_CreditCardsMember" abstract="true" name="CreditCardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_PerformanceOptionsMember" abstract="true" name="PerformanceOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_PerformanceAwardsEarned" abstract="false" name="PerformanceAwardsEarned" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="tree_IncrementalCommonSharesAttributableToRestrictedStockUnits" abstract="false" name="IncrementalCommonSharesAttributableToRestrictedStockUnits" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationTerm" abstract="false" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tree_CostofRevenueandMarketingExpense" abstract="false" name="CostofRevenueandMarketingExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_CharitableContributionAccrualCurrent" abstract="false" name="CharitableContributionAccrualCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_CommitmentExpirationRelatedToPerformanceAndCompletionOfContractDueAfterFifthYear" abstract="false" name="CommitmentExpirationRelatedToPerformanceAndCompletionOfContractDueAfterFifthYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_A2025ConvertibleNotesMember" abstract="true" name="A2025ConvertibleNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_LesseeOperatingLeaseLiabilityUndiscountedExcessAmountInterest" abstract="false" name="LesseeOperatingLeaseLiabilityUndiscountedExcessAmountInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_HomeSegmentMember" abstract="true" name="HomeSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DefinedContributionPlanEmployerMatchingContributionPerParticipantDollarContributed" abstract="false" name="DefinedContributionPlanEmployerMatchingContributionPerParticipantDollarContributed" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_DeferredTaxAssetsOperatingLease" abstract="false" name="DeferredTaxAssetsOperatingLease" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ProceedsfromHedgeandWarrants" abstract="false" name="ProceedsfromHedgeandWarrants" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_ServicePeriodThreeandThereafterMember" abstract="true" name="ServicePeriodThreeandThereafterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumSharesToBeEarned" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumSharesToBeEarned" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="tree_ScheduleOfPropertyPlantAndEquipmentComponentsTableTextBlock" abstract="false" name="ScheduleOfPropertyPlantAndEquipmentComponentsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tree_DepositsAccountsSnapCapOvationAndQuoteWizardMember" abstract="true" name="DepositsAccountsSnapCapOvationAndQuoteWizardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_CreditAgreementMember" abstract="true" name="CreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_DebtInstrumentRedemptionPricePremiumPercentagePeriod" abstract="false" name="DebtInstrumentRedemptionPricePremiumPercentagePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tree_ResidentialFundingCo.vHomeLoanCenterMember" abstract="true" name="ResidentialFundingCo.vHomeLoanCenterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tree_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentWorkingCapital" abstract="false" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentWorkingCapital" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_EffectiveIncomeTaxRateReconciliationCARESActAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationCARESActAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tree_NonconvertibleDebtBorrowingRateattheDateofIssuance" abstract="false" name="NonconvertibleDebtBorrowingRateattheDateofIssuance" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tree_HostingArrangementServiceContractImplementationCostAmortizationPeriod" abstract="false" name="HostingArrangementServiceContractImplementationCostAmortizationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tree_LesseeOperatingLeaseLiabilityUndiscountedExcessAmountTenantImprovementAllowances" abstract="false" name="LesseeOperatingLeaseLiabilityUndiscountedExcessAmountTenantImprovementAllowances" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
